Macon Non-Recourse Loans
Need money while waiting for your personal injury case to settle in Macon? You’re not alone. If you need financial help before getting your settlement, our funding can help.
Non-recourse loans are hard to find these days. You might look into loan options and find them confusing. At Silver Dollar Financial, offer a safer alternative while waiting on a settlement.
Our funding provides fast money without a regular loan. You can continue living your life and avoid the financial strain of your case. To apply today, click Apply Now or call (844) 871-0628. You can contact us anytime, 24/7, 365 days a year.
Non-Recourse Loans in Macon
We provide pre-settlement funding for those in Macon waiting on a settlement or lawsuit. Some people call this a “non-recourse loan” even though it’s not a traditional loan.
There are two types of loans:
- Recourse loans
- Non-recourse loans
When a bank or company gives you a loan, you put down collateral. Your collateral is something the lender can take if you cannot pay back the money. Homes or credit cards are examples of collateral.
With a recourse loan, the lender can take more from you after taking your collateral. For example, the lender can take property or wages to get what they’re owed.
With a non-recourse loan, the lender can only take the collateral. If the collateral does not equal what’s owed, the lender must take the loss.
Our Pre-Settlement Funding Is Not Actually a Loan
Settlement funding has the structure of a non-recourse loan, but safer:
- Your pending settlement acts as your “collateral.”
- You only pay us back with your settlement after you win your case. (And you keep the rest!)
- If you don’t win your case, you don’t have to pay us back.
Pre-settlement funding is like a cash advance to yourself. The money is already on the way—we just get it to you sooner.
Other benefits of our funding include:
- No credit score required
- No income or job history required
- Only your case details determine if you qualify
Unlike a loan, you are not personally responsible. You only pay us back when you win your case. If you don’t win your case, you don’t have to pay back the funds.
How Non-Recourse Funding Helps You
Personal injury cases are frustrating and lengthy. You’re already dealing with injuries that were not your fault. Now, you must fight for the financial recovery you deserve.
Pre-settlement funding can help you get the fairest outcome possible.
More Negotiation Power
Insurance companies know that most victims are hurting for money. The insurance company might drag out your case, hoping you’ll settle for less.
Insurers also know about Georgia’s modified partial fault laws under Georgia Code §51-12-33. Blaming you for the accident helps reduce the other side’s responsibility.
You and your lawyer will need time to fight for your rights. With pre-settlement funding, you can cover your most essential costs like:
- Medical bills
- Lost wages
- Rent or mortgage payments
- Utility bills
- Other living costs
With these bills paid, you can take more time to negotiate for a better settlement or trial verdict.
Covering Your Costs
A personal injury case puts the victim at a disadvantage. You might wait months or years for the settlement you deserve. Meanwhile, you have bills to pay. If you need treatment and cannot work, this puts you in a tight spot.
Non-recourse settlement funding allows you to pay for your costs now. You can cover your expenses and focus more on your legal case. Plus, you’ll avoid late fees, collections, and the stress of it all.
Quick Cash for You Now
We work quickly to get you the money you need. Often, clients get their cash in as little as 24 hours from applying. You can also apply at any point during your case. You won’t have to pay back a thing until your case settles.
And remember: You don’t have to pay us back at all if you lose your case.
How to Get a Non-Recourse Settlement Loan
It’s tough to get a fair, traditional non-recourse loan. Most banks won’t agree to a loan without a guaranteed repayment. Since personal injury cases can be unpredictable, you could end up worse off than before.
Pre-settlement loans are the right solution for many people. Plus, it’s easy to apply. Silver Dollar Financial uses a simple three-step process from application to payment.
1. Fast and Easy Application
Click Apply Now on this page to start the simple application. We only require a few details like:
- Your name
- Your phone number
- Your attorney’s contact information
- How much money you need
If we need additional information, we’ll contact you or your lawyer. We do not need your credit score or income information.
If you have questions or prefer to call, you can reach us anytime, 24/7, at (844) 871-0628.
2. Quick Review
If our team has everything we need, we’ll look over your application and confirm it with your lawyer. Many times, we can send approval in as little as 24 hours.
We know how vital the cash is for you and your case. Our goal is to get you an answer as soon as possible.
3. You Get Your Cash
After approval, we’ll send the funds directly to you. The money is yours to use as you need it.
You only have to pay us back if you win your case. When you get your settlement, you repay what we sent you—and keep the rest!
If you do not win your case, you owe us nothing.
Silver Dollar Financial provides a non-recourse loan arrangement without the risks of a loan. Our pre-settlement funding can provide the help you need to improve your situation.
Apply for a Macon Non-Recourse Loan Today
Personal injury cases take time. You might not even file your claim up to two years from your accident, according to Georgia Code §9-3-33. If you need cash now, Silver Dollar Financial is here for you.
Apply today by clicking Apply Now or calling (844) 871-0628. Our friendly and knowledgeable team is available 24/7 to help you.