Personal injury lawsuits can take months or even years to settle. In the meantime, you cannot work, and your bills continue to pile up. The creditors will not stop calling.
You do not have to be at the mercy of the insurance company and their slow negotiations. Lawsuit loans can help you stay afloat. Our North Carolina pre-settlement funding bridges the gap between today and whenever you receive your settlement, no matter how long it takes, so contact us today to learn more about the types of cases we fund.
What Type of Lawsuits Qualify for a Settlement Loan?
At Silver Dollar Financial, we work with individuals who have a personal injury case in progress. We are also available to offer North Carolina pre-settlement loans for those dealing with any type of civil claim or legal issue, where you could be awarded compensation if you win. Some of the most common types of cases we fund include:
- Slip and fall accidents
- Motorcycle accidents
- Car and truck crashes
- Medical malpractice claims
- Drunk driver lawsuits
- Pedestrian and bicyclist injury cases
- Dog bites
- Birth injury lawsuits
- Hospital negligence
- Bus accidents
- Faulty medical devices
- Nursing home abuse and neglect
- Sports injuries
- Product liability
If another party is responsible for your injuries and you have a pending lawsuit, you may qualify. If you do not see your injuries listed, give us a call for more information. You are never under any obligation.
Click to contact the Silver Dollar Financial Team today or Call +1(844)871-0628
About North Carolina’s Lawsuit Loans
We make it easy for you to apply for a lawsuit loan. Our qualifications are simple and straightforward. They include:
- You need to have hired an attorney for your personal injury case or civil lawsuit
- Your lawsuit must have merit
We will need to ask for your attorney’s contact information as part of our application process because we must verify the details of your case. All information that you and your attorney provide is kept confidential. Once we confirm the validity of your claim, we can move forward with approving your application.
You May Have Bad Credit
Bad credit or no credit is not a barrier to a North Carolina lawsuit loan. In fact, we do not require credit checks. We do not perform employment verifications, either.
We know that people from all walks of life can be injured in an accident or due to negligence. Everyone deserves justice. Unlike other North Carolina pre-settlement funding companies, our company’s main concern is the legal merit of your case.
How Much You Can Borrow
The amount that you can borrow is specific to your case. We consider certain aspects of your lawsuit and how much money your attorney is pursuing. If you qualify for a settlement loan, you could receive up to $100,000.
The Difference Between a Lawsuit Loan and a Cash Advance
Lawsuit loans may be referred to as pre-settlement funding, a settlement loan, or a cash advance against a settlement. We like to think of our lawsuit loans as a way that you can “borrow forward” from yourself. These funds are a cash advance against your future settlement.
Other lenders may use these terms differently. Unfortunately, predatory lenders take advantage of individuals while they wait for their settlements. They may charge an application fee or require repayment even if you don’t win your case.
How You Repay Your Lawsuit Loan
Unlike a traditional loan, you do not have to start making payments immediately. We only get paid after your lawyer has secured your settlement. That allows you to receive a cash advance without taking on another monthly payment.
In a perfect world, justice would always prevail. Unfortunately, some North Carolina lawsuits won’t end with a settlement. If that happens to you, you do not have to worry about paying us back.
We only require repayment when your attorney secures your settlement. If you lose your case, you owe us nothing. We believe that a settlement loan should never be a financial burden.
What Your North Carolina Lawsuit Loan Pays For
You can use your North Carolina lawsuit loan money as you need to. There are no spending restrictions on your funds. Many people use their pre-settlement funding for:
- Housing costs
- Utility bills
- Groceries and clothing
- Tuition fees for themselves or their dependents
- Medical care
- Transportation costs
- Vehicle repair or replacement
- Home renovations, if needed to accommodate an accident-related disability
- A wheelchair-accessible or adaptive vehicle
Everyone’s situation is different. You spend the money how you see fit. Our loans can help you stay afloat without racking up credit card debt and late fees.
How Long the Average Personal Injury Lawsuit Takes to Settle
Many people wait months or even years to receive their settlement. The insurance companies know what they are doing when they stretch out a lawsuit. The longer you wait, the more likely you will be to accept an offer that is less than fair.
Insurance companies take advantage of your financial situation and feelings of despair. A lawsuit loan puts you back in control. When you are not worried about your finances, you have the time and patience to hold out for maximum compensation.
The Silver Dollar Financial Difference
Many of our potential clients wonder how our services are different from a traditional loan. Silver Dollar Financial loans are non-recourse and non-predatory. In fact, there are many benefits to our services that other lenders do not offer.
- No credit checks or employment verification
- Fast approval, often within 24 hours
- No spending restrictions
- No recurring payments
- Zero application fees and upfront costs
Predatory lenders know that it is difficult to wait for a settlement. Your bills and expenses do not stop just because you are injured. These companies may try to take advantage of your situation.
Click to contact the Silver Dollar Financial Team today or Call +1(844)871-0628
Get the Money You Need Now
A lawsuit loan also allows you to concentrate on getting better. When you do not have to worry about losing your home or taking care of your family, you can focus on your well-being. It is free to apply for a North Carolina lawsuit loan, so there is no reason to put it off. Most approvals happen within 24 hours, so apply now to learn if you qualify or complete our quick contact form.
Call or text +1(844)871-0628 or Apply Now for Pre-Settlement Funding