Surgery may help you boost your workers’ compensation settlement. Of course, just because you undergo surgery does not guarantee your request for work injury benefits will be approved. There are times when it may be beneficial to hire a lawyer to represent you and help pursue a workers’ compensation lawsuit loan that gives you enough money to cover your medical fees until your claim is settled.
If you are interested in workers’ comp legal funding, the team at Silver Dollar Financial can help you out. There is no credit check required to receive a lawsuit loan from us. For more information, reach out to us.
What Workers’ Compensation Covers
With workers’ compensation, you may qualify for benefits if you get hurt at work. These benefits may help you cover various expenses. Benefits provided through workers’ comp include:
- Medical treatment
- Vocational rehabilitation
- Wage replacement
An attorney may help submit your claim for benefits and get the best possible results. They may also work with you to request a legal loan based on your claim through Silver Dollar Financial. Contact us today to learn more about our lawsuit funding options.
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Surgery for a Work Injury
If you get hurt at work, you may want to report your injury to your manager and go to a doctor. You may have only a limited amount of time to notify your employer about your on-the-job injury to qualify for workers’ compensation benefits. On top of that, having a doctor perform an evaluation may help you determine if surgery is necessary to treat your injury.
In a situation where a doctor recommends surgery, and you have requested workers’ comp, your employer’s insurance company may review your treatment plan. The insurer may be inclined to cover the cost of your surgery if no viable treatment alternatives are available. If this happens, it may allow you to get benefits to help cover the cost of your surgery.
You may qualify for a construction accident lawsuit loan and other types of pre-settlement funding relating to your on-the-job injury, regardless of whether surgery is required. For instance, your employer may deny your benefits claim, leading to a lawsuit. You may request legal funding based on your projected settlement amount — and if you do not win or settle your case, you are not responsible for paying back your loan.
Cost of Surgery for a Workplace Injury
According to research, the average cost of workers’ comp claims for accidents in a given two-year period was $41,757. The cost of surgery to treat a workplace injury varies. Factors that may impact this amount include:
- Cause of injury
- Nature of injury
- Part of the body
When you suffer an on-the-job injury, it is crucial to explore treatment options. If a doctor says surgery is the best option, you may want to move forward with it. With workers’ comp, you may be able to work with your employer’s insurance company to get a fair settlement to cover most or all of your surgery cost.
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How the Type of Surgery Impacts Your Workers’ Comp Settlement
An insurance company may account for the immediate and long-term costs of your work injury. Even if a doctor recommends surgery to treat your injury, you may still need rehab in the months and years that follow. Along with this, you may not be able to work after your surgery, which may lead an insurer to consider how much money it is willing to offer.
When you request work injury benefits for surgery, an insurance provider will learn as much as possible about the procedure. It may take days or weeks before you hear back from an insurer. There are instances where an insurance company may order an independent evaluation to determine if you actually need the surgery.
Thanks to a spinal cord injury lawsuit loan and other types of pre-settlement funding, you may be financially covered for surgery to address a work-related injury. Your loan gives you money you can use immediately for your medical bills. In the meantime, you and your attorney can continue to negotiate a settlement with an insurance company that lines up with your expectations.
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How a Workers’ Comp Settlement Is Determined
A lawyer may help you calculate any losses you incur relating to your work injury. They may work with an insurance company to help you get a settlement that provides you with adequate compensation to cover your losses. Your attorney may consider several factors as they try to secure a fair settlement on your behalf, such as:
- Lost wages
- The severity of your injury
- Your ability to work after your injury
Your lawyer and an insurance company may go back and forth with settlement proposals. No matter how long it takes, it may be in your best interests to approve an offer only if it provides you with sufficient compensation to cover your losses. If you have concerns about getting money for your work injury, you may want to pursue an advance on your workers’ compensation settlement.
What to Do if an Insurance Company Denies Workers’ Comp for Surgery
An insurance company may have concerns about paying for your surgery in spite of the fact that you got hurt at work. This may lead an insurer to deny your work injury benefits claim. Alternatively, an insurance provider may offer less than what you want as part of a settlement.
It may be helpful to have an attorney represent you throughout your workers’ comp case. Your lawyer will protect your legal rights and advocate for you as you try to get compensation for your surgery and other injury-related costs. If your attorney cannot come to terms with an insurance company on a settlement or your request for benefits is rejected, they may file an appeal and keep doing everything they can to help you get damages.
As your attorney works to get you a settlement, you still have the opportunity to explore many types of legal funding. Your lawyer can help you submit a lawsuit loan application and get approved for pre-settlement funding in as little as 24 hours. Once you get your lawsuit funding, you can use this money to stay afloat financially, and your lawyer can continue to pursue your claim to the fullest extent.
Request a Legal Loan Based on Your Workers’ Comp Case
You may be eligible for a lawsuit loan as you pursue compensation in a workers’ compensation case. The team at Silver Dollar Financial can discuss our pre-settlement loan options with you. To get started, contact us today.
Call or text +1(844)871-0628 or Apply Now for Pre-Settlement Funding