As a pre-settlement funding company, Silver Dollar Financial provides loans for injured people to get through the often excessively long time between their injury and their eventual compensation. Some potential borrowers may worry about taking out a pre-settlement loan, fearing predatory lending practices, or reliving past nightmares with other businesses. But Silver Dollar Financial is honest, transparent, and safe. We work with your lawyer to get the most comprehensive information possible on your financial situation, the merits of your case, and the status of ongoing claim negotiations. This allows us to provide you with a loan that covers your needs while keeping you at low risk.
Given that the statute of limitations in Georgia for even filing a personal injury claim is two years, and that negotiations for these cases can last months longer, it is no stretch to imagine that your personal injury claim can drag on for years before resolving. That leaves you with daily expenses, medical bills, and other debts that come calling due to no fault of your own. Silver Dollar Financial can help.
Silver Dollar Financial’s Attorney Portal
As part of our process, Silver Dollar Financial gathers as much information as possible related to you, your case, and your financial status. This helps us assess your eligibility for a pre-settlement loan, medical funding, or structured settlement funding if you receive compensation in small installments. We make this as transparent as possible by providing your attorney with an online attorney portal where they can request information, upload documents, track your case, ask for additional funds, and make payments. Silver Dollar Financial ensures that everything is above-board, and your worries are assuaged by working with your attorney.
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Lowering Your Risk
The loans we provide at Silver Dollar Financial are designed to help you, not to increase your burden. That’s why we offer non-recourse loans instead of recourse-loans. The difference is significant.
Understanding Non-Recourse Loans
As shown in a Washington and Lee Law Review article, non-recourse loans limit the personal liability of the borrower. If you were to take out a recourse loan, the lender would be able to pursue repayment from you, garnishing your wages or placing holds on your bank account even after taking whatever collateral was put up against the loan. For example, the bank could seize your house if you default on a recourse home loan and still take money out of your paycheck if the value of the house did not cover the total amount you owed.
With a non-recourse loan, the lender can only pursue the collateral associated with your loan. In the home loan example, the bank would be able to repossess your house, but they would not be able to pursue any further repayment. By giving exclusively non-recourse funding, Silver Dollar Financial protects you from personal liability.
If You Lose Your Case
Not all personal injury claims are open-and-shut cases. Even the ones we think are straightforward can result in a loss that leaves you with no compensation. So what happens if you do not recover compensation and have already taken out a pre-settlement loan from Silver Dollar Financial?
By working with your attorney, we try to ensure that you do not end up in this position. That is why our financial experts request information from you and your lawyer about the case, your personal financial need, updates on the negotiations, and more. We want to make sure that you are under as little stress as possible. If you do end up losing your personal injury claim, don’t worry. You do not have to pay back a pre-settlement loan if you do not make a recovery.
Why You Should Get Pre-Settlement Funding
Your attorney can attest to the fact that personal injury cases can take a long time to resolve. The at-fault party often stalls negotiations in the hopes of making you desperate enough to snatch at a low-ball offer. If you are unable to reach an appropriate settlement agreement, the case can be tried in court, which can take months and (sometimes) even years. Borrow against a settlement in Warner Robins to cut down on your wait time.
Pre-settlement funding is a way of borrowing from your future self. Using Silver Dollar Financial as a go-between, you pull money from your eventual settlement to cover costs in the here and now. Not only does that ease the financial stress you may be under after your injury, but it also cripples the opposing side’s main leverage: stalling tactics. You can rely on our financial help from pre-settlement funding in Nocross.
Have Your Lawyer Work with Silver Dollar Financial Today
To start the process of getting your money now, fill out the form on our Apply Now page. If we need more information, we will contact you or your attorney as quickly as possible. In some cases, you may be approved for up to $100,000 in as little as 24 hours after applying!
Ease your stress and combat the unfair stalling tactics of the opposing side by getting pre-settlement funding today. You may even get Multiple Columbus pre-settlement loans as needed.