A tractor-trailer accident can leave you with serious injuries – and serious bills to go along with them. Your tractor-trailer accident claim can help you recover some of the funds you need to pay those bills, but it may take some time before you can get that much-needed settlement. In the meantime, a tractor-trailer lawsuit loan can help you with the immediate funds you need.
How Long Does It Take to Settle a Tractor-Trailer Accident Claim?
After a tractor-trailer accident, you may assume that your claim will proceed relatively smoothly. You may even have a settlement offer from the insurance company within days of the accident.
Then you realize that the settlement offer does not reflect the compensation you really deserve for those injuries. In fact, it might reflect only a small percentage of the damages you actually faced due to the accident. Suddenly, you may be faced with the need to negotiate, or even fight, for the compensation you really deserve.
You May Need Time to Recover from Your Injuries
Tractor-trailer accidents, like many other types of serious accidents, can leave you with severe injuries. In some cases, you may have a long road to recovery ahead of you – and your doctor may not even be able to predict how much mobility, strength, or function you will ultimately regain. Your attorney may recommend waiting until you know what your recovery will look like before filing your claim.
It Takes Time to Negotiate
Insurance companies often fight to minimize the compensation they have to pay out after a serious accident as much as possible. It can take weeks, or even months, of negotiation before you arrive at a settlement agreement.
The Insurance Company May Try to Pressure You to Accept a Lower Settlement Offer
Many insurance companies know that you may get desperate for the funds from your claim, especially as the process wears on. Sometimes, they will try to stall in an effort to pressure you into accepting the offer in front of you, despite the fact that it may not reflect the compensation you really deserve.
If You Have to Go to Court, a Settlement Can Take Even Longer
Going to court to reach a settlement agreement means waiting for a court date, presenting your evidence in court, and waiting for a verdict. That process can add further time to an already extended process – and in the meantime, you may not have the funds you need.
A Tractor-Trailer Lawsuit Loan Can Help You Pay Your Bills
If you’re facing urgent financial problems, a tractor-trailer lawsuit loan can help you obtain the funds you need without forcing you to accept a low settlement offer.
Take Off Some of the Pressure
A pre-settlement loan can remove some of the pressure you may face as your bills come due. Instead of feeling as though you have to accept an offer that doesn’t work for you, you can use the funds from your tractor-trailer lawsuit loan to pay those immediate bills while you wait to reach a fair, equitable settlement agreement based on the compensation you really deserve.
Many tractor-trailer lawsuit loan recipients find that it becomes much easier to negotiate when they don’t have to worry about their finances in the meantime. You can simply borrow the money from your future self–and once you receive the funds from your settlement, you can easily pay it back.
Pay Your Medical Bills on Time
Medical bills often mount fast when you have serious injuries from your tractor-trailer accident. You may find yourself with bills for emergency services, bills for each treatment you received, and bills for your time in the hospital. As you continue to pursue treatment, you may even find yourself facing ongoing costs that you have to pay upfront, like co-pays and deductibles – and some of those bills must be paid at the time of service.
Once physical therapy starts, you may find yourself with multiple bills to juggle over the course of each week. A tractor-trailer lawsuit loan can help alleviate some of the financial pressure, prevent your medical bills from ending up in collections, and save you a great deal of stress and worry as you manage your recovery.
Take Care of Your Other Expenses
If you lose your income following a tractor-trailer accident because you cannot return to work until you recover from your injuries, you may not have any way to pay your regular bills. Unfortunately, those bills don’t stop coming just because you suffered serious injuries! You still have to take care of your rent or mortgage, your utility bills, and the regular cost of living, including food.
Without a steady source of income, you may wonder how your family will survive this latest challenge. With a tractor-trailer lawsuit loan, you will have the funds you need already in hand, which means you will not have to stress about paying your bills while you wait for a settlement offer that meets your needs. Instead, you can simply take care of those bills as usual.
Move Forward with Your Plans When You’re Ready
After serious injuries, you may need to make a lot of changes in your life. You may have to make alterations to your home in order to increase your ability to be independent. You might need to pursue a new certification or degree in order to go back to work after your injuries.
All of those things cost money. If you’re waiting on a tractor-trailer lawsuit settlement, you may have a long wait ahead before you can start moving forward with your life. With a tractor-trailer lawsuit loan, on the other hand, you can go ahead and start moving forward with your plans, rather than having to wait on the insurance company’s timeline.
Contact Silver Dollar Financial Today
If you need a tractor-trailer lawsuit loan, Silver Dollar Financial can help. Contact us today to learn more about the benefits of our services and what we can offer to tractor-trailer accident victims still waiting on their settlements.