Your car accident injuries will affect your life in more ways than you expect, and the financial impact can be significant. With help from a car accident attorney, you can fight to bring the liable party to justice and pay for your damages. However, your financial struggles could continue while you wait for your claim to be settled.
You can get the financial support you mean by getting an advance on your settlement with help from Silver Dollar Financial. Our Houston car accident loans could be a perfect opportunity for you to stay afloat and avoid financial ruin. Contact our loan specialists today or apply now to access the legal funds you need.
How to Tell if You Meet the Car Accident Loan Eligibility Requirements
Our car accident loan company does not have the same strict eligibility requirements other financial institutions or loan servicers do. We make it relatively simple for those struggling to make ends meet to access an advance on their car accident settlement funds.
To start, we do not monitor your credit score. Other financial institutions will require you to complete a lengthy credit check to determine your creditworthiness. However, we are not issuing you a line of credit. We are helping you obtain an advance on your anticipated car accident settlement.
We also never require our applicants to provide a source of income. This is because our car accident loans are non-recourse, which means you can only pay them back when your settlement funds come in. Your income source is irrelevant to our review process.
However, we do require applicants to have a car accident or personal injury attorney working on their case. Your lawyer must verify your anticipated settlement before we can approve your application. You must also be at least 18 years of age.
Click to contact the Silver Dollar Financial Team today or Call +1(844)871-0628
More on How Car Accident Loans Work After Approval
Our car accident loans in Houston, TX, allow you to start rebuilding your life now instead of waiting for your car accident insurance settlement or trial verdict. After your application has been approved, you can expect the funds to be in your bank account within hours. We allow you to get your funds directly deposited so you can access them more quickly.
Once you receive your legal funding, it is yours to spend freely. However, it is vital to remember that once your car accident settlement comes in, you must pay back your loan in full. You can expect your attorney to pay off your car accident loan, deduct your attorney’s fees, and then write you a check for the remaining balance.
Apply for Your Car Accident Loans Today – Here Is How
Applying for a car accident legal funding can be a manageable process. When you choose Silver Dollar Financial, you can apply in a matter of minutes. Here is how:
- Find our online application on our website
- Complete the application in full
- Submit your application and wait for our loan specialists to contact your lawyer
Once we speak to your attorney, we can determine whether we can approve your application for a car accident loan in Houston. We will also talk to your lawyer to determine how much we should authorize. Your attorney will better understand how much compensation you will be awarded through your car accident claim.
We can typically authorize as much as 20% of your expected settlement. This amount should be enough to help keep you afloat and get your life back on track until your car accident case is resolved.
How Much Your Car Accident Settlement Is Worth
The amount of compensation car accident victims are awarded varies widely. When you have been injured in an accident caused by someone else’s negligence, you are entitled to a total recovery of your losses, including both general and special damages.
Collectively, they are known as compensatory losses, since the defendant will be obligated to compensate you for them. Examples of compensatory damages include:
- Medical bills
- Property damage
- Loss of enjoyment of life
- Loss of household services
- Physical pain
- Psychological distress
- Skin scarring and disfigurement
- Apprehension and anticipation
- Loss of income
- Loss of potential future earnings
- Loss of employee benefits
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Suing the Liable Party for Your Car Accident Damages
It is not unusual for there to be multiple parties who share blame for your car accident injuries. Your lawyer will gather the evidence needed to prove negligence so you can hold them accountable.
Some of the parties frequently named in car accident lawsuits and insurance claims include:
- Drunk, drowsy, distracted, or aggressive drivers
- Profit-driven government agencies and municipalities
- Irresponsible road construction workers, contractors, and subcontractors
- Motor vehicle parts designers, distributors, suppliers, and manufacturers
Car Accident Laws in Texas You Need to Know
You should be aware of several laws that could impact your Texas car accident claim. Some of the most notable include:
- Texas’ two years statute of limitations for personal injury claims
- The fault-based insurance system in Texas
- Texas’ modified comparative negligence laws
These laws can reduce the amount of time you have to pursue your claim. They can also determine how you file an insurance claim and can influence the total amount of your settlement.
Your attorney will ensure you know which laws will most likely impact your case so you can prepare accordingly. The last thing you need is to anticipate a valuable car accident settlement only to find that the statute of limitations has passed or your settlement will be reduced due to the state’s shared fault laws.
Reach Out to Silver Dollar Financial for Help Today
The financial devastation after a motor vehicle wreck can be too much to bear. You can take legal action against those responsible for your damages, but that could take time. Receiving a portion of your settlement before the case is completed can make all the difference in paying your bills.
Silver Dollar Financial offers Houston car accident loans to those who meet our eligibility requirements. If you are interested in finding out more about whether you could be approved for legal funding, do not hesitate to contact our team, fill out our online contact form, or apply now to get started.