Car accident victims suffer severe emotional trauma, debilitating physical injuries, and catastrophic financial losses. Although we can do little to ease your physical injuries, Silver Dollar Financial works to help reduce the burden of the expenses associated with motor vehicle wrecks. By accessing pre-settlement legal funding, you have a chance to avoid some of the financial fallout of your collision.
Jersey City car accident loans could be the answer you have been looking for. When you can get a cash advance on your expected settlement, you can start to move forward with your life now, not six months or years after the accident. Our application is simple, and qualifying for a lawsuit loan is easier than you might expect.
Silver Dollar Financial is dedicated to helping those struggling financially start to rebuild their lives. We do not believe you should have to wait for your settlement funds to come in before you start to put this traumatic experience behind you. Reach out to our loan specialists today with questions or concerns about the types of funding we offer, or complete our online application, and upon approval, we can send your pre-settlement loan to your bank account in as few as 24 hours.
Qualifying for Car Accident Loans in Jersey City
One of the biggest concerns injury victims have after a car accident is whether they will qualify for pre-settlement legal funding. However, our lawsuit loans in Jersey City do not have strict criteria or requirements that need to be met. At Silver Dollar Financial, our qualifying requirements include:
- You must be a minimum of 18 years old.
- You must expect a car accident insurance settlement or personal injury lawsuit victory.
- You must be working with a car accident or personal injury lawyer.
If you are concerned that your credit score will hold you back from car accident legal funding, you can rest easier. Unlike financial institutions that require you to have an exceptional credit score, with Silver Dollar Financial, your credit is irrelevant. We do not run your credit score when we are reviewing your application.
We understand how difficult this time in your life must be. It is likely your credit score may have suffered due to your inability to cover your monthly expenses caused by the extent of your injuries. We believe this should not hold you back from getting the financial support you need when you need it most.
This is a stark contrast to financial institutions that can deny you if your credit score is below their standards. Alternatively, there are many predatory institutions that will allow you to take out a loan with poor credit but apply exorbitantly high interest rates. This could ultimately make the value of your loan far greater than what you received.
We also do not verify your source of income as part of our application review process. We understand that you may be temporarily out of work and unable to cover your current expenses, which is why you need financial help in the first place. This is one of the benefits of choosing a car accident loan as opposed to a personal or home equity loan obtained from a financial institution or bank.
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How You Pay Back Your Pre-Settlement Legal Funding
One of the benefits of pre-settlement loans after a car accident is the ability to get the financial help you need without having to worry about paying back your settlement funds right away. In fact, you do not have to pay back your legal funding unless or until your attorney wins your case. When your lawyer wins, your car accident loan will be directly deducted from your settlement, so you do not need to worry about repayment at all.
Furthermore, if your lawyer does not win, you will not be stuck paying back your loan. We have seen all too well how devastated car accident victims can be when their lawsuits are not successful, so we hope to ease your worries by only requiring repayment if your attorney wins. This way, you do not need to worry about any type of wage garnishment or debt collection attempts either.
In fact, even if you tried to repay the loan, we could not accept it. Repayment is contingent upon your attorney winning your case. This is a nearly risk-free opportunity for you to take control of your finances.
Spending Your Jersey City Car Accident Funds
Another benefit of Jersey City car accident funding is the lack of restrictions. We consider this your money. This means we will not be limiting or restricting how you spend it.
Our loan recipients have spent their pre-settlement funds on a wide variety of expenses. Some cover regular monthly costs, such as Rent, mortgage, utilities, and insurance payments. Others use their funds to pay for their child’s extracurricular activities, clothing, groceries, and other household necessities.
However, if you want to use your legal funding to cover outstanding medical or credit card debt, that is up to you. Ultimately, we do not monitor your funds. Every spending decision is yours to make without any input from our loan specialists or car accident loan terms.
Find Out More About Car Accident Loans in Jersey City When You Call Silver Dollar Financial for Help
Your car accident may turn your life upside down, but you do not need to let it ruin your future. Covering your expenses now can help you avoid some of the more devastating consequences of financial struggles. The liable party will be held accountable, but it is up to you to take action while you can.
Jersey City car accident loans give you an opportunity to take back control of your life. Set your family up for success while you move through the personal injury and insurance claims processes. Silver Dollar Financial is here to help.
Are you ready to fill out your online application? Do you have questions or concerns about how legal funding works? Contact our loan specialists at Silver Dollar Financial today to get your questions answered.