Car accidents are expensive. Even if you’re lucky and you don’t have steep medical bills, the cost of getting your car repaired, the wages you miss while you’re recovering, and every other aspect of your life that is made harder by not having a car can add up. A lawsuit can get you compensation, but you have to wait months or years before you get your settlement.
That’s where an auto accident loan in New Hampshire from Silver Dollar Financial comes in handy. Legal funding can keep you from going broke while your lawyer works on your case. Read more about lawsuit loans and how they help car accident victims. Our application process is easy and could result in funds within a day.
How to Get Fast Pre-Settlement Funding
You don’t have to jump through excessive hoops to get a car accident loan. We understand that you don’t have time to wait for cash. While your lawyer works on getting you compensation for your injuries and other damages, those expenses are here right now. Pre-settlement funding allows you to get out from under your immediate bills.
To make sure your process is as fast and easy as possible, we make the application simple and the approval time speedy. With our online application, you could get funding in as few as 24 hours.
To get fast pre-settlement funding, you should make sure that you have everything in order before you apply. Always be certain that your lawyer will work with you to get a car accident loan, and have specific information about you and your case at the ready. That way, our agents will have everything they need to get your approval ASAP.
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New Hampshire Car Accident Injuries
Unfortunately, injuries in New Hampshire car accidents aren’t rare. The New Hampshire Office for Highway Safety reports that, in 2019, there were at least 6,787 car accidents that resulted in injury.
Even if a car accident injury isn’t serious, it can be seriously expensive. Medical bills for broken bones or cuts can add up quickly, and whiplash could mean ongoing physical therapy. Piled on top of the lost wages and repair costs that you might be experiencing, that can put huge stress on your finances.
That’s what car accident lawsuits are for. However, it can take months—sometimes, upward of a year—for your lawyer to put together a strong case and negotiate a settlement. This is often necessary for fair compensation, but your expenses can’t wait.
Car accident victims often find that car accident loans in New Hampshire allow them to pay off the most pressing medical bills and support themselves while they recover. You can use your pre-settlement funding for anything from rent to groceries to mechanic bills.
What to Expect from a Lawsuit Loan
What we (and many other companies) call a lawsuit loan actually isn’t a traditional loan. When you take out student loans or a mortgage, you often have to provide proof that you’ll be able to pay the company back yourself. However, we don’t expect repayment out of pocket.
Instead, what we offer is known as non-recourse funding. A recourse loan is one where the company could use your personal assets as collateral, which is much riskier in the event that you don’t get the compensation you are expecting. However, with a non-recourse lawsuit loan, that isn’t the case.
We only take your settlement as collateral. That means we don’t need any information about your own personal finances—we don’t hold you personally accountable for your pre-settlement funding. Our funding is more like an investment than a loan, and if you don’t get a settlement, that’s on us, not you.
Requirements for a New Hampshire Car Accident Loan
Our loan process is unique in that there are very few requirements. To be eligible for a car accident loan in New Hampshire, you’ll need:
- A valid car accident lawsuit in which you weren’t at fault
- Consent from your lawyer
- NO credit check
- NO proof of employment
- NO extra hidden fees
To get legal funding, you must have a lawyer who will allow you to take out a loan against your settlement. If they don’t, you aren’t eligible unless you switch to a new attorney who does consent. Sometimes, lawyers are wary of legal funding companies and don’t understand how dire your financial situation is.
Past that, the requirements are easy. Since you’re putting up your settlement as collateral, you have to have a valid claim that is likely to get you compensation. However, if your case doesn’t work out and you don’t collect compensation for your damages, you don’t have to pay us anything back. We accept that risk when we give you your car accident loan.
Apply Now for Pre-Settlement Funding
Get a Fast, Reliable Car Accident Loan in New Hampshire
When you’re recovering from a crash, the last thing you need is a series of financial and legal hoops to jump through just to stay afloat. A New Hampshire car accident loan from Silver Dollar Financial can arrive in as short as a day so that you can pay your bills and support yourself ASAP.
To get started on your pre-settlement funding, fill out our online application or call our team to speak to a live agent. We approve quickly and don’t ask for any hidden fees.