Car accidents are one of the most common ways in which individuals suffer injuries in Smyrna. When your injuries have taken a toll on your life, you may be able to make the culpable party pay with help from an attorney. Your lawyer can handle the legalities of your case.
However, while you are going through the claims process, you will likely continue to incur fees and struggle to cope financially. Fortunately, Silver Dollar Financial is here to offer a risk-free solution. Contact our loan specialists to learn more about how Smyrna car accident loans work and whether you qualify.
What Happens After You File a Car Accident Lawsuit?
After you have been involved in a car accident, you will work with an attorney to recover the compensation and damages you are entitled to. This can be done in multiple ways. First, you may have the option of filing a claim with the insurance company.
You might be able to file a claim with your own insurance company or that of the liable party, depending on the specific circumstances of your case. However, many car accident insurance settlements do not adequately cover an injury victim’s needs. For this reason, filing a lawsuit may be your next best option.
You might also have the right to file a car accident lawsuit if the liable party is not insured or did not carry sufficient insurance coverage. From there, your attorney will handle negotiating with the insurance company and presenting your case at trial so you can be awarded total compensation for your damages. After your case has been resolved, it will only be a matter of time before your car accident settlement is sent to your attorney.
However, there are many obstacles in the way that could delay your car accident settlement.
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How Long Will It Be Before Your Car Accident Settlement Is Paid?
Generally, the court system and insurance companies are required to pay out on settlements within 30 days of the agreement or verdict. However, in some cases, the defendant may have the opportunity to file an appeal. Even after a verdict has been reached or a settlement agreement has been made, if the defendant or a liable party does not uphold their end of the bargain, it could be a considerable amount of time before you receive your car accident settlement funds.
In some cases, car accident victims have reported car accident settlements not being paid until a year or more after the accident. During this time, you will likely continue to incur medical expenses, could face difficulties covering your day-to-day costs, and otherwise continue to struggle financially. Fortunately, Silver Dollar Financial has solutions that may be a good option for you and your family.
How Can You Access Your Settlement Now?
Silver Dollar Financial provides car accident loans to people dealing with insurance claims or civil lawsuits following a car crash. You may be able to get approved for a car accident pre-settlement funding so you can cover your costs now while you are waiting for your car accident settlement to come in. Once your car accident settlement is sent to your attorney, your lawyer can then use those funds to pay back your lawsuit loan.
If you are hoping to obtain a cash advance on your car accident settlement now, you will need to fill out our application and provide us with all of the information we need to determine how much we can authorize in legal funding. Fortunately, once we have reviewed your case, we can send the money to your bank account in a matter of hours.
Requirements for Car Accident Loan Approval in Smyrna
If you are hoping to get approved for a car accident loan in Smyrna, there are specific requirements that you will need to meet. You do not need to have excellent credit or a source of income to qualify.
But you do need to have a lawyer working on your case and an anticipated car accident settlement. You must also be 18 years old to qualify.
We will never ask for credit references or charge compound interest when issuing a car accident loan. This sets us apart from banks and other financial institutions that often prey on car accident victims who are struggling financially. We are here to help you get through these tough times and find financial freedom.
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How Are Car Accident Loans Repaid?
Many car accident victims have concerns about the risks of taking out a car accident loan. After all, while your lawsuit or insurance case is pending, there is no sure guarantee that your attorney will win your case. However, our team at Silver Dollar Financial absorbs all of the risks associated with issuing you a car accident loan.
This means you will not be expected to repay your car accident pre-settlement funds if your lawyer does not win your insurance or civil claim. These loans are non-recourse, so you do not need to worry about Silver Dollar Financial ever attempting to recover this loss after the fact. It will have no impact on your credit score or report, so you can continue to rebuild your life if your car accident lawsuit is not successful.
Contact Us for a Car Accident Pre-Settlement Loan Today
Are you interested in escaping financial instability after a car accident? Are you ready to take charge of rebuilding your life? If so, our Smyrna car accident loans could be the solution you have been searching for.
Contact our loan specialists to find out how much you could be authorized. When you are ready to apply, you can fill out our application, call our office, or complete our secured contact form. After you apply, funds could be sent to your bank in a matter of hours, so get financial relief as soon as today with Silver Dollar Financial.